Factoring is a financial service that allows you to collect your receivables immediately, without waiting for invoice maturity. The process is simple: you assign us your invoice or promissory note, and we pay you the funds upfront. Your customer then settles the invoice directly with us. This ensures a steady, predictable cash flow for your business.

Our company offers a broad range of factoring services, including recourse and non-recourse factoring (both domestic and international), supplier factoring, purchase of future receivables, and bill discounting. Each service is tailored to meet different needs, whether you seek security, immediate liquidity, stronger supplier relationships, or financing of future contractual income.

Factoring is available to all legal entities: entrepreneurs, SMEs, and large corporations. It is especially beneficial for businesses that offer goods or services on extended payment terms. By using factoring, you can receive immediate payment for your receivables, helping you maintain a stable cash flow and reduce financial uncertainty.

Unlike traditional loans, factoring typically does not require additional collateral, deposits, or mortgages. Your receivables, such as invoices or promissory notes, serve as the basis for financing. This makes factoring a faster, simpler, and lower-risk funding option without unnecessary administrative burdens.

Thanks to our fully digital and automated process, funds can be disbursed within 24 hours of submitting the required documentation. Once you become our client, everything is handled in just a few clicks. Submit your invoice through our online platform, and the money is transferred to your account as quickly as possible.

No. Factoring is not a loan and does not increase your debt level. It does not appear as a liability on your balance sheet and will not affect your borrowing capacity with banks. Instead, it serves as an additional source of liquidity, complementing your existing financial arrangements.

Recourse factoring: If the customer fails to pay, you are obligated to repay the advanced amount. This option is more cost-effective but carries a degree of risk. Non-recourse factoring: We assume the full risk of non-payment. Even if your customer defaults, you are not responsible for repayment. This option provides maximum security and is ideal for businesses seeking complete risk protection

Absolutely. In addition to domestic factoring, we offer international factoring for transactions with foreign customers and suppliers. This enables you to safely expand into global markets without worrying about delayed or uncollectible payments. It is particularly valuable for companies engaged in export, import, or cross-border supply chains.

Compared to traditional loans, factoring is faster, simpler, and does not require additional collateral. Approval times are significantly shorter, funds are made available immediately, and your bank liabilities remain unchanged. Moreover, factoring adapts to your business model and invoice volume, while loans are typically fixed and long-term.

Becoming our client is quick and straightforward. Just reach out to us or complete the online application form on our website. After an initial assessment, we will set up your client account on our digital platform. From there, you'll be able to submit and collect invoices with a single click: securely, instantly, and without paperwork.